Ziyun High School.
Lian Tianji sighed, "While ordinary high school academic elites like us are still researching 'nurturing loans,' figuring out which microloan platform has low interest rates, and looking into bank loan fee discounts..."
"...the strongest high school student has already started fundraising for immortal cultivation using his own name."
"Sigh, compared to us, Zhang Yu's potential for immortal cultivation is on a completely different level."
"I really envy the top student in our grade who gets to learn from him all the time."
Thinking of this, Lian Tianji suddenly paused. "Wait, I remember the interest rates for loan platforms are approximately..."
Lian Tianji listed the interest rates of various lending platforms.
He thought to himself, "And Zhang Yu returns the borrowed money at 1.3 times the amount."
Comparing the interest rates, Lian Tianji's eyes suddenly lit up. "Doesn't that mean I can borrow money from the bank, lend it to Zhang Yu, and make money effortlessly?"
Soon, he also thought of the only risk involved.
"What if Zhang Yu doesn't pay it back?"
Considering Zhang Yu's current status as the strongest high school student, renowned throughout Kunxu Layer One, on the verge of Foundation Establishment, and Lian Tianji's past understanding of him...
"I'll risk it!"
"As long as I get through this, my immortal cultivation potential will undergo a complete transformation!"
"Which university I attend in the future, and whether I can ultimately achieve Foundation Establishment, might all depend on this!"
Inside Bailong High School.
Song Hailong looked at the content on his phone but wasn't very interested.
Just then, Yu Xinghan, without him noticing, walked up to him. "Hey, Xiao Song, lend me some money. I'll pay you back 1.05 times the amount."
Song Hailong was slightly taken aback, remembering Zhang Yu's 1.3 times, and thought to himself, "Could this guy be..."
Yu Xinghan urged, "Hmm? Are you not going to listen to me, the top student in our grade?"
"Besides, it's not like I won't pay you back. Don't be so stingy, okay?"
"Just lend whatever you have. Even a few tens of thousands would be fine."
After receiving the transfer from Song Hailong, Yu Xinghan smiled slightly and walked towards the next student.
Yu Xinghan thought to himself, "Borrowing at a low rate and lending at a high rate like this, I can make a good profit from the interest difference."
As for why Yu Xinghan didn't get a loan himself...
"Loans are nowhere near as good as borrowing money."
"Loans *must* be repaid on time!"
"Borrowing from classmates, though the amounts are smaller, is safer."
"Even if this investment fails, I can drag it out for a long time."
Songyang High School.
After Wang Hai completed the transfer, he thought to himself, "Kid, hurry up and achieve Foundation Establishment."
"Once you successfully achieve Foundation Establishment, I, Wang Hai, will be considered a golden-medal teacher who has taught a Foundation Establishment student."
"Heh heh, my teaching career... will have no regrets."
On the training ground on the other side.
Lei Jun silently put away his phone, sighing inwardly, "Although I haven't achieved much in this life, failing to obtain a Foundation Establishment certificate even after ten years of university, at least... my student has achieved Foundation Establishment."
"Go, Zhang Yu."
"Take this piece of my potential."
"Let those above see clearly that even the poor can achieve Foundation Establishment."
Inside Songyang High School, a student council executive found He Dayou and called out, "President! Did you see the message in the group chat?"
"Zhang Yu and Bai Zhenzhen are borrowing money."
"Could it be a scam?"
"Should we kick them out or mute them?"
He Dayou, now a senior, sighed softly and said, "I've confirmed it. It's not a scam; Zhang Yu and Bai Zhenzhen genuinely need to borrow money."
The student council executive cautiously asked, "So, should we intervene?"
He Dayou fell silent for a moment, thinking, "Given their relationship with President Wang of Oasis Group, how could they be short on money?"
"Did something go wrong between them?"
He Dayou recalled when he was a freshman, believing a pauper like Zhang Yu could never catch up to him.
But now, with the decline of the He family and the fall of one powerful clan after another in Songyang City, He Dayou had a new perspective.
"Poor people, rich people... Heh heh, in front of Wang Yin, what difference is there between me and Zhang Yu, or Bai Zhenzhen?"
"We're all just poor devils from the first layer."
Looking at the junior in front of him, He Dayou said indifferently, "Don't bother with it. Let them be."
After the junior left, He Dayou glanced at the messages in the group chat and ultimately took the lead by transferring ten thousand yuan.
"Considering we're all just poor devils, this is all I can do to help you."
Over the past nine months, thanks to Oasis Group's promotion and the inherent value of the Foundation Establishment Qualification Certificate, Zhang Yu and Bai Zhenzhen had long become the most famous and powerful high school students in Layer One, and inspirational figures in the hearts of countless students.
This was especially evident in their hometown, Songyang City.
Not to mention how proud the students of Songyang High School were, even the students of Bailong High School would proudly puff out their chests whenever they recalled Zhang Yu and Bai Zhenzhen frequently visiting for sparring sessions.
"Back when Zhang Yu and Bai Zhenzhen came to Bailong to spar, I never missed a single match! I even bought front-row 'kneeling tickets,' getting within a few meters of them!"
And now... as the news of Zhang Yu and Bai Zhenzhen borrowing money spread, it immediately caught the attention of a large number of students.
"As expected of the strongest high school students, even their borrowing is so grand!"
"Nonsense! If you want to reach the peak of immortal cultivation in Kunxu, you *have* to know how to borrow money! If Zhang Yu and Bai Zhenzhen weren't good at borrowing money, how could they have become the strongest high school students?!"
"Is this news real? It's not a scam, is it? Group Admin!"
Oasis Tower.
Wang Yin soon received news of Zhang Yu borrowing money everywhere.
"That pauper."
Wang Yin's gaze sharpened. "Is he trying to borrow money for Foundation Establishment because I froze his accounts?"
"Doesn't he even consider... if it weren't for the company's publicity, how could you be so famous, and where would so many people come from to lend you money?"
The thought of Zhang Yu and Bai Zhenzhen leveraging the reputation and fame the company helped them build to borrow money filled Wang Yin with intense discomfort.
To him, this was like digging at the company's foundation.
"Ungrateful wretches..."
"Immediately freeze his new accounts! Block their social media accounts... Do you hear me?!"
The voice of a True God sounded in his ear: "We've already tried, but their account authority isn't low. There's a True God covering for him from behind."
Wang Yin frowned. "You can't handle it either?"
The other party replied, "It seems to be the group of True Gods who have been quietly investigating and obstructing us recently."
Hearing this, a murderous glint flashed in Wang Yin's eyes. "Zhang Yu, Bai Zhenzhen... I've been so good to them, invested so much money in them, and yet they collude with outsiders and betray the company?"
"Untrainable dogs."
He dialed Chi He's number and urged, "I've already cleared it with the patrol team for you. No one will obstruct you now."
"Hurry up and find them for me, and..."
"They might order Heavenly Spirit Roots, so remember to pay attention to the courier companies."
In just over three hours, with waves of transfers coming in, the amount in Zhang Yu's account continued to grow.
49.58 million!
52.7 million!
56.1 million!
As Zhang Yu watched the numbers in his account continuously rise, it felt as though countless hands were reaching out to him from afar, transmitting their immortal cultivation potential, pouring it directly into his body.
Zhang Yu could feel... propelled by the collective efforts of everyone, he was steadily approaching the Foundation Establishment realm.
Just then, Fuki, watching the still-growing amount, reminded him, "You'll be able to buy Heavenly Spirit Roots soon."
"But Wang Yin definitely knows about you borrowing money by now."
"He'll guess you want to borrow money for Foundation Establishment and might try to intercept the Heavenly Spirit Root delivery."
"Also... Zhang Yu, when you're undergoing Foundation Establishment, you won't be able to move for at least 30 to 60 minutes."
"So, someone needs to cover the Heavenly Spirit Roots and protect you during your Foundation Establishment."
Bai Zhenzhen said from the side, "I'll do it."
"Ah Zhen!" Zhang Yu exclaimed, "They're here to catch *you*!"
Bai Zhenzhen smiled and said, "That's why it's our advantage."
She pointed to her head and explained, "I didn't make this impulsive decision on a whim."
"I've thought it through carefully. Wang Yin cannot tolerate the agreed-upon company transaction failing."
"Therefore, their main objective is to capture me."
"Once I appear, I will definitely draw most of their forces."
"Secondly, to complete the transaction, they wouldn't dare kill me easily, but I'd dare to fight them to the death, which is another advantage."
"Also, they know we want to buy Heavenly Spirit Roots, and this can also be turned into our advantage."
"In short, right now... me covering you is the best strategy."
Bai Zhenzhen smiled and said, "Yu Zi, your next task is to focus on Foundation Establishment."
"Only if you successfully achieve Foundation Establishment can we win this round, and only then will our efforts over the past two years of high school not have been in vain."
"Promise me, Yu Zi."
The next moment, Bai Zhenzhen tightly embraced Zhang Yu. "You *must* succeed in Foundation Establishment!"
Feeling Bai Zhenzhen's resolve, and the fervent heartbeat against his chest, Zhang Yu likewise held her tightly, articulating each word: "Ah Zhen, you *must* hold on until I achieve Foundation Establishment!"
Northern suburbs of Songyang City.
A courier, leaving a trail of afterimages, was racing towards the delivery location.
Following the agreed-upon delivery spot, he arrived at an abandoned factory building and proceeded to its deepest part.
At the same time, Chi He's commanding voice came through the courier's earpiece.
"Keep going forward."
"Turn right."
"This is the room. The tracking signal is coming from inside. Knock on the door first..."
"Don't worry, we've surrounded the factory. We can rush in to support you at any moment."
The courier took a deep breath, knocked on the door, and said, "The Heavenly Spirit Roots have arrived. Is anyone inside?"
After knocking several times, there was no response for a long time.
Instead, the door slowly creaked open with the courier's knocking.
The courier was slightly startled. His gaze swept around, only to find the room empty, with just a human skin lying on the floor.
The courier quickly reported through his earpiece, "Zhang Yu shed the human skin! They're not here!"
The human skin Wang Yin originally gave Zhang Yu had a tracking function.
Since they began tracking the two today, Oasis Group had activated this feature.
However, due to interference from True Gods, they had been unable to perfectly track their targets.
Outside the factory, Chi He heard the courier's report and thought to himself, "Did he intentionally lead us here? Did he guess we'd intercept the delivery..."
Just then, an astonishing killing intent enveloped him. Accompanied by crackling sounds, the number of electrical charges in the air surged wildly, causing a sharp sting on Chi He's skin.
[12 seconds from now] Chapter 409: Ice Flame Empress Butterfly Emerges, Returning to Fengzhou
Starting My Demonic Cultivation with a Crippled Spiritual Root
[1 second ago] Chapter 710: Eight Virtues Treasure Wheel
[1 minute ago] Chapter 1163: 无垢圣琉璃之躯
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